Non-QM Loan Programs

First National Bank of America has been a full service residential lender for over 60 years specializing in Non-QM Loans. All of our loan programs are available to SSN or ITIN borrowers using any of our income documentation methods. We say YES when other banks say NO!

ALT-A Loan Program

A great solution for the Agency Fallout borrower, Non-QM, Self-Employed or ITIN. Full and alternative doc accepted.


Near Miss Mortgage

Terrific solution for a borrower with a previous bankruptcy, foreclosure or short sale. No seasoning is required on the credit event. Full or alternative docs accepted.

Near Miss Mortgage

Want to talk to a member of our team? Call 1-800-400-5451