Secure a great rate while it lasts!

7 Month Certificate of Deposit (CD)
4.30% APY*

High-Yield Savings

Let your money work for you!
Open online in less than 5 minutes.

3.25% APY*

Today’s CD and Savings Account Rates

At First National Bank of America, we offer competitive deposit rates to help you grow your savings. Whether you’re looking for a Certificate of Deposit (CD) with a guaranteed rate for a set period of time or a High-Yield Savings account that keeps your money liquid, our current rates and products are designed to meet your financial goals. Explore our currents interest rates below.

Time Certificate of Deposit**

CD TermInterest RateAPY*
3 Month4.14%4.20%
6 Month4.10%4.16%
7 Month CD Special4.23%4.30%
12 Month4.00%4.06%
18 Month3.87%3.93%
24 Month3.87%3.93%
36 Month3.84%3.90%
48 Month3.85%3.91%
60 Month3.90%3.96%
72 Month3.84%3.90%
84 Month3.84%3.90%
96 Month3.84%3.90%
108 Month3.84%3.90%
120 Month3.84%3.90%

High Yield Savings

High Yield SavingsInterest RateAPY*
$1,000+3.20%3.25%

From Interest bearing checking accounts to everyday savings accounts, FNBA does banking better. Experience exceptional customer service and competitive rates to help your money grow.

Select a region below to see all of the great rates available in your area.

For more information:

Visit our Frequently Asked Questions or contact us by Phone: 517-679-6485 , Toll Free: 833-668-1003 or
email: [email protected]

*Interest rate and Annual Percentage Yields (APY) are accurate as of 07/11/2025 and are subject to change without notice. Fees could reduce earnings on the account. A withdrawal will reduce earnings.

**$1,000 minimum balance to obtain the APY. The same CD rates are also available on Roth and Traditional IRA CD’s for terms from 12 months through 60 months. The APY on all certificates assumes that principal and interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. For deposits over $1 million dollars please call for rates.

First National Bank of America
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