ITIN Home Loans


If you’re considering purchasing a home but don’t have a social security number, a Non-QM ITIN mortgage might be the perfect financing solution for you! Our Non-QM home loans let you use a U.S. individual taxpayer identification number (or ITIN for short) along with other documents, to apply.

What is an ITIN?

An ITIN, or individual tax identification number, is a number issued by the Internal Revenue Service to a person that is required to file a federal tax return but doesn’t have or isn’t eligible to have a social security number. ITIN’s are typically issued to an immigrant who is living and working in the United States legally, but is not a U.S. citizen.  

Buying a Home with an ITIN 

With FNBA’s Non-QM loans, non-traditional borrowers with an ITIN, have the opportunity to turn homeownership dreams into a reality. Our team of dedicated non-qm loan experts are here to help you open the door to your new home with our ITIN mortgage financing solutions. 

Let’s turn your homeownership dreams into reality, together!

ITIN Home Loan Program Highlights

  • Home / Mortgage Loans Only
  • Minimum down payment of 15% is required
  • Gift Funds Allowed
  • Use Tax Returns, Profit and Loss Statements, Bank Statements or Seasoned Assets to document income
  • Most property types accepted
  • Quick closings
  • Fixed rate mortgage with 15, 20, or 30 year term
  • Purchase or Refinance
  • Social Security Cards are not required
  • Borrowers with No Credit are eligible
  • English and Spanish language support throughout the application process

Submit a request for an ITIN mortgage today or visit our Frequently Asked Questions to learn more!

ITIN MORTGAGE REQUEST                             ITIN FAQ's              FAQ's en Español

Want to talk to a member of our team? Call 1-833-394-8404

All communication by any method provided in any language other than English is for courtesy and/or information only. All mortgage documents necessary to effectuate the transaction, required by law, or required by federal regulation, will be provided in English.

Las comunicaciones de todo tipo provistas en idiomas distintos al inglés son solamente para fines de cortesía y/o informativos. Todos los documentos hipotecarios necesarios para efectuar la transacción, requeridos por ley o por reglamentación federal, serán provistos en inglés.