Payment Processing Solutions

Solutions Specific to Your Unique Needs

First National Bank of America is focused on providing your business with affordable payment processing solutions designed to save you time, more effectively manage your cash flow, and reduce payment processing related costs. We realize every business is unique. That’s why we’re committed to providing you with customizable solutions that meet your specific needs.

Payment Wizards

The Payment Wizards solution provides the ability to accept payments over the telephone. In addition, you can create one-time or recurring payments via ACH Direct Debit. Payments can be debited from your customer’s checking, savings, or credit card account.

Solution Benefits

  • Enhance your customers experience by providing additional payment options
  • Enable automation of payments
  • Export a payment report that can be uploaded into your accounts receivable software

Remote Deposit Capture

Remote Deposit Capture is ideal for businesses who receive check payments either in person or through the mail.  We’ll provide you with a desktop scanner that will enable you to remotely deposit checks into your business account from the convenience of your office.

Solution Benefits

  • Make multiple deposits per day, reducing “desk float” and increasing cash flow
  • Perform payment research more efficiently
  • View online images of deposited checks

Customer Payment Portal

The Customer Payment Portal (CPP) is a web-based application that makes it easy for you to accept payments online.  We will provide you with a custom-branded, secure hosted payment portal that is easily linked to your existing website.  CPP allows your customers to setup single or recurring payments from a checking, savings or credit card account.  In addition, CPP allows your customers to view payment history and manage their payment accounts online.

Solution Benefits

  • Enhance your customers experience by providing an easy-to-use payment option that can be accessed 24/7
  • Export a payment report that can be uploaded into your accounts receivable software
  • Generate robust reports

LockBox

Lockbox is ideal for businesses who receive check payments through the mail.  Lockbox enables you to redirect your customers payments to us for processing.  We will provide you with a customized report and daily posting file that can be uploaded into your in-house accounts receivable software.

Solution Benefits

  • Reduce costs by automating accounts receivable processing
  • Improve cash flow with same day deposits
  • Lower your risk of fraud, theft or errors

To learn more about our payment processing solutions or to obtain pricing, please call or visit one of our branch locations  or email us at businessbanking@fnba.com.