First National Bank of America offers deposit accounts to meet your Personal Banking needs. To obtain more information about our Personal Banking solutions, or to open an account, just stop by or call one of our branches.


Convenient simple and personal checking accounts. Featuring HomeTowne Checking – the best money market rate in town – Guaranteed!**

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Save more and save smart!  Options include regular savings and the flexible Health Savings Account.

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Our Certificates of Deposit offer guaranteed yields, flexibility, and the safety of FDIC insurance.

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Roll over your 401(k) or IRA.  Our IRA rates are as high as our CDs!

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Check out all deposit rates and products.

**First National Bank of America will match or beat any money market savings rate from an FDIC insured bank in East Lansing, Grand Rapids or Traverse City, Michigan based upon where you reside. “Match or Beat” rates will be determined monthly and changed accordingly – rate specials lasting 6 months or less and rates with additional deposit or loan requirements are excluded. Not available for businesses.