Checking Accounts

Let’s redefine how you think about banking. Experience a personalized approach, exceptional customer service and accounts that fit you.

Checking Account Options

Find the perfect fit that’s right for you with our checking account options. Whether you are looking for a checking account that earns interest, a no-frills checking account or something in between, we’ve got you covered.

HomeTowne Checking

Interest Bearing Checking Account: Earn More, Save More!

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Earn a competitive interest rate

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Online & Mobile banking

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Unlimited check writing

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$1,000 minimum to open

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Maintain a $1,000 minimum daily
balance to avoid service fees*

See The Great Rates Available In Your Area

East Lansing

Grand Rapids

Traverse City

Other Checking Account Options

Simple Checking

Interest Bearing Account
$100 minimum to open
Online & Mobile banking
Maintain a $500 minimum daily balance or $750 avg. daily balance for a statement cycle to avoid monthly service fees*

Personal Checking

$100 minimum to open
ATM Card
Maintain a $100 minimum daily balance or $350 average daily balance for a statement cycle to avoid fees*

*If balance falls below the minimum, the account will be assessed a fee based on the First National Bank of America fee schedule.