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Non-QM Lending – Helping you close more loans!
As a leader in the Non-QM/Non-Agency space, First National Bank of America provides wholesale lenders with residential mortgage solutions to help the underserved, creditworthy borrowers. With the need for mortgage solutions that fall outside of the traditional lending box continuing to grow, now is a great time to explore Non-QM lending and open more opportunities to help people achieve home financing.
Solutions Outside of the Box
First Lien Home Equity Line of Credit
It's a HELOC that replaces a primary mortgage, integrated with an FNBA checking account with a sweep feature. Providing options for an - accelerated payoff, access to working capital or interest only payments. Let your client choose!
Our Profit & Loss Only option or 12 months of personal/business bank statements are a perfect fit for self-employed borrowers.
Perfect for your borrowers that have an ITIN (Tax ID). Financing up to 85% LTV.
Previous bankruptcy, foreclosure, short sale and modifications are ok. No seasoning required!
Financing available for mobile homes with land, vacant land, non-warrantable condo’s and more.
Want to Talk to a member of our team? Call 800-400-5451
Resources
‘We are honored to be a 2024 Scotsman Guide Top Mortgage Lender’
If you are looking for an experienced alternative mortgage lender that thinks outside of the box, you’ve come to the right place.
2024 Top Non-QM Lender