East Lansing Rates
Time Certificate of Deposit**
| CD Term | Interest Rate | APY* |
|---|---|---|
| 3 Month | 4.14% | 4.20% |
| 6 Month | 4.10% | 4.16% |
| 7 Month CD Special | 4.23% | 4.30% |
| 12 Month | 4.00% | 4.06% |
| 18 Month | 3.87% | 3.93% |
| 24 Month | 3.87% | 3.93% |
| 36 Month | 3.84% | 3.90% |
| 48 Month | 3.85% | 3.91% |
| 60 Month | 3.90% | 3.96% |
| 72 Month | 3.84% | 3.90% |
| 84 Month | 3.84% | 3.90% |
| 96 Month | 3.84% | 3.90% |
| 108 Month | 3.84% | 3.90% |
| 120 Month | 3.84% | 3.90% |
HomeTowne Checking
| Account Balance | Interest Rate | APY* |
|---|---|---|
| Less than $49,999 | 2.48% | 2.51% |
| $50,000 to $99,999 | 2.48% | 2.51% |
| $100,000 to $249,999 | 2.47% | 2.50% |
| $250,000 to $999,999 | 2.72% | 2.75% |
| Over $1,000,000 | 2.72% | 2.75% |
Savings
| Savings Account Type | Interest Rate | APY* |
|---|---|---|
| High-Yield Savings | 3.20% | 3.25% |
| Statement Savings | .25% | .25% |
| Health Savings | .30% | .30% |
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*Interest rate and Annual Percentage Yields (APY) are accurate as of 05/16/2025 and are subject to change without notice. Fees could reduce earnings on the account.
**$1,000 minimum balance to obtain the APY. The same CD rates are also available on Roth and Traditional IRA CD’s for terms from 12 months through 60 months. The APY on all certificates assumes that principal and interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. For deposits over $1 million dollars please call for rates.
Hometown Money Market Checking and High-Yield Savings: $1,000 minimum required to open an account. The interest rate may vary after account opening. Not available for businesses.
Statement Savings: $100 minimum required to open an account. Interest rate may vary after account opening.