Unique properties are more common than many think and in some instances, they offer people a way to build home equity in a more budget-friendly way. From vacant land to non-warrantable condos, mobile/manufactured homes to barndominiums, unique properties are every where you turn. While these types of properties typically fall outside of traditional mortgage guidelines, financing your next move doesn’t have to be out of reach. Non-QM loans are designed for properties (and people!) that don’t fit within traditional mortgage guidelines. They offer flexibility that’s not found in a conventional loan, making it possible to purchase or refinance the property that is perfect for you!