Mortgage Solutions for Non-QM Borrowers

If you have been turned down for a mortgage…we can help!

At First National Bank of America, we understand that life happens! We know that everyone faces different life events and that those events sometimes force us outside of a traditional lenders “one-size, fits all” box. Outside of that box is where we thrive! With over 60 years of mortgage lending experience, we have perfected our customized lending solutions. The team of professionals at FNBA understands the dynamics of the Non-QM lender and we listen to our customers stories as part of our approval process. We approve, service and retain 100% of the loans that we write, so you will always know what to expect and who to call! 

Get started today by Telling Us Your Story…               


Program Highlights

  • Minimum Down Payment of 15% is Required
  • Gift Funds Allowed
  • Use Tax Return or Bank Statements to Document Income
  • Most Property Types Accepted
  • Quick Closings
  • Fixed Rate Mortgage with 15, 20, or 30 Year Term
  • Up to 55% Debt Ratio allowed

What Would You Like To Do?





Consolidate Debt


Want to talk to a member of our team? 1-833-394-8404