Your Finances, Our Commitment

As a nationally chartered bank, we provide access to some of the highest CD (certificate of deposit) rates in the industry along with high-yield savings accounts, Non QM mortgages, commercial loans, Self Directed IRA loans.

Open a CD

Time deposits that meet all of your personal banking needs.

Alternative Mortgages

Discover an Alternative Mortgage Solution, made just for you.

Customer Login

Start here to manage your deposit or Loan account.

Contact Us

We’re here to serve you – chat, email, phone or visit a branch.

Achieve Your Goals

At FNBA, we’re committed to helping you achieve your goals with our best-in-class savings and home ownership solutions.

Superior Personal Savings

Earn our highest rate

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Start earning our highest rates.

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Minimum amount to open is $1,000.

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Instantly open an account in minutes.

Alternative Mortgages Solutions

A mortgage made just for you

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Purchase, refinance or consolidate debt.

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Use alternative income documentation.

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Only 12-months of income history required.

Additional Banking Solutions

Business Banking Solutions

Propel your business forward our suite of Business Banking Solutions.

Self-Directed IRA Loans

Purchase real estate in your self-directed IRA with a non-recourse loan.

Digital Banking

Sophisticated digital banking services instantly available at your fingertips.

Let us get you on the path to buying a home today!

If you are looking for an experienced alternative mortgage lender that thinks outside of the box, you’ve come to the right place.

2023 Top Non-QM Lender

Exceptional Service, Real Reviews

Bank Rate

Competitive CDS

See what Bankrate has to say about us!

Deposit Accounts

Real, Honest, Customer Reviews

View what our customers have to say.

Forbes

Best 5-Year CD Rates of 2023

Check out Forbes Advisor to see what they have to say.

Join the First National Family

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First National Bank of America is a growing, family based company and we’re looking to expand our team.

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Offering a range of competitive benefits, events, treats, parties, food trucks and other amenities.

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We take care of our people because our people are the heart of our business.

Welcome to our newly redesigned website – same trusted service, now with a fresh look and easier navigation.

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First National Bank of America
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