Open a CD
Time deposits that meet all of your personal banking needs.
Alternative Mortgages
Discover an Alternative Mortgage Solution, made just for you.
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Start here to manage your deposit or Loan account.
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We’re here to serve you – chat, email, phone or visit a branch.
Achieve Your Goals
At FNBA, we’re committed to helping you achieve your goals with our best-in-class savings and home ownership solutions.
Superior Personal Savings
Earn our highest rate
Start earning our highest rates.
Minimum amount to open is $1,000.
Instantly open an account in minutes.
Alternative Mortgages Solutions
A mortgage made just for you
Purchase, refinance or consolidate debt.
Use alternative income documentation.
Only 12-months of income history required.
Additional Banking Solutions
Business Banking Solutions
Propel your business forward our suite of Business Banking Solutions.
Self-Directed IRA Loans
Purchase real estate in your self-directed IRA with a non-recourse loan.
Digital Banking
Sophisticated digital banking services instantly available at your fingertips.
Let us get you on the path to buying a home today!
If you are looking for an experienced alternative mortgage lender that thinks outside of the box, you’ve come to the right place.

2023 Top Non-QM Lender
Exceptional Service, Real Reviews
Bank Rate
Competitive CDS
See what Bankrate has to say about us!
Deposit Accounts
Real, Honest, Customer Reviews
View what our customers have to say.
Forbes
Best 5-Year CD Rates of 2023
Check out Forbes Advisor to see what they have to say.
Join the First National Family
First National Bank of America is a growing, family based company and we’re looking to expand our team.
Offering a range of competitive benefits, events, treats, parties, food trucks and other amenities.
We take care of our people because our people are the heart of our business.