Certificates of Deposit (CDs) – Great Rates & Exceptional Service

Our Certificates of Deposit offer guaranteed yields, flexibility, and the safety of FDIC insurance. We offer Certificates of Deposit in a broad range of maturities from short term CDs to long term CDs and everything in between, each designed with a particular goal in mind. When you open a Certificate of Deposit, you know exactly what return you will get and when you’ll get it because the high yield rate is locked in and guaranteed from the day you open the account until the day it matures. FDIC insured up to $250,000.

For as little as $1,000, you can open a CD online today! IRA Certificates of Deposit can only be opened by visiting one of our branch locations.


Select a region below to see all of the great rates available in your area.
East Lansing | Grand Rapids | Traverse City | National


Please visit our Frequently Asked Questions page for additional information.

You can also stop by or call one of our branches  today and we would be happy to assist you.

* Interest rates and Annual Percentage Yields (APY) are accurate as of 05/15/2024 and are subject to change without notice. Fees could reduce earnings on the account. A withdrawal will reduce earnings. The APY on all certificates assumes that principal and interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal.  $1,000 minimum balance to obtain the APY. To open an IRA Certificate of Deposit, please visit one of our 3 branch locations.