Home Financing for Credit Challenges
Non-QM loans provide the flexibility you need to obtain home financing with credit that’s less than perfect.
Mortgage Loans to Accommodate Credit Challenges
Credit is one of the major factors considered when you are looking to purchase or refinance a home. Traditional mortgage lenders typically have strict guidelines when it comes to credit, which can make it challenging to secure home financing. Non-QM provides an alternative home financing option that can make buying or refinancing a house, possible. Non-QM loans may be the perfect solution if you are facing credit challenges such as:
Credit Event
Credit events like a recent bankruptcy or foreclosure don’t have to stop you from securing financing for your home.
No Credit
Non-QM loans can accommodate borrowers that have not established credit yet
Thin Credit
If you’re credit file only contains one or two credit lines, Non-QM is an excellent alternative to traditional financing.
Take the next step toward home
financing – Apply Today
Non-QM Loan Program Highlights
Get home financing in as little as 1 month after a credit event
Qualify with limited to no credit
Minimum down payment of 20%
Use gift funds for all or a portion of the down payment
Up to 55% debt-to-income ratio allowed
Most property types allowed
We Say Yes When Other Banks Say No
Purchase, Refinance or Consolidate Debt
Want to talk to a member of our team? 1-833-394-8404