Vacant Land Financing

You’ve found the perfect piece of land and we have financing solutions to help make it yours! As a nationwide lender, our vacant land loans can meet your needs no matter where the property is located in the United States. Our team has the experience to help you turn ownership dreams into a reality.

At First National Bank of America (FNBA), our Non-QM land loans offer flexibility that is not available with traditional vacant land financing. From loan terms to credit requirements and income documentation, we provide a customized financing  approach that tailors to non-traditional borrowers.

FNBA’s land loans can accommodate individual buildable lots, investment, income producing property with acreage, recreational properties (ex. hunting) and much more!

Non-traditional land financing offers:

  • No prepayment penalty – payoff your loan as quick as you can with no penalties or fees
  • Loans with no acreage limitations
  • Repayment terms of up to 20 years
  • Minimum loan amount of $100,000
  • Maximum loan amount of $825,000



Minimum credit
score of 660

Finance up to
65% of the property value

Purchase Only

Don’t let a prior turn down stop you from buying that piece of land.

Submit a request or give us a call at 1-833-394-8404 to speak with one of our experienced Non-QM loan officers today!