Benefits of Opening Your Account Online:

  • Simple, Fast and Secure
  • Open your CD in less than 5 minutes
  • Funding your CD has never been so easy!
  • Get started anywhere you have internet access
  • Great Rates with terms from 1-7 years
Our online account opening takes the stress out of having to leave the comfort of your home. It’s safe, simple and only takes a couple minutes to begin saving!

Select a region below to see all of the great rates available in your area.
East Lansing | Grand Rapids | Traverse City | National

* Interest rates and Annual Percentage Yields (APY) are accurate as of 01/17/2022 and are subject to change without notice. Fees could reduce earnings on the account.  A withdrawal will reduce earnings.

$1,000 minimum balance to obtain the APY. The APY on all certificates assumes that principal and interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. 

**First National Bank of America will match or beat any money market savings rate from an FDIC insured bank in East Lansing, Grand Rapids, or Traverse City, Michigan based upon where you reside. “Match or Beat” rates will be determined monthly and changed accordingly – rate specials lasting 6 months or less and rates with additional deposit or loan requirements are excluded. Not available for businesses.