Your Finances, Our Commitment
As a nationally chartered bank, we provide access to some of the highest CD (certificate of deposit) rates in the industry along with high-yield savings accounts, Non-QM mortgages, commercial loans and Self Directed IRA loans.
Open a CD
Secure savings option with fixed interest and set terms.
Alternative Mortgages
Flexible mortgage solutions for those outside traditional loan criteria.
Customer Login
Manage your accounts from anywhere.
Achieve Your Goals
At FNBA, we’re committed to helping you achieve your goals with our best-in-class savings and home loan solutions.
Superior Personal
Savings
Earn our highest rates
Competitive interest rates to help your savings grow
Open an account in minutes
Easy access through online and mobile banking
Low Min. Balance Requirements
Alternative Mortgages
Solutions
Home loans made just for you
Purchase, refinance or consolidate debt
Expanded income verification options; ideal for self-employed and non traditional earners
Tailored home loans for unique properties
Options for credit-challenged borrowers
‘We are honored to be a 2024 Scotsman Guide Top Mortgage Lender’
If you are looking for an experienced alternative mortgage lender that thinks outside of the box, you’ve come to the right place.
2024 Top Non-QM Lender
Additional Banking Solutions
Business Banking Solutions
Comprehensive financial solutions tailored to meet your business needs.
Self-Directed IRA Loans
Purchase real estate in your self-directed IRA with a non-recourse loan.
Online Banking
Manage your accounts securely, anytime, anywhere.
Exceptional Service, Real Reviews
Bank Rate
Competitive CDS
See what Bankrate has to say about us!
Deposit Accounts
Real, Honest, Customer Reviews
View what our customers have to say.
Forbes
Best 5-Year CD Rates of 2025
Check out Forbes Advisor to see what they have to say.
**$1,000 minimum balance to obtain the APY. The same CD rates are also available on Roth and Traditional IRA CD’s for terms from 12 months through 60 months. The APY on all certificates assumes that principal and interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal.
For deposits over $1 million dollars please call for rates.