Thank you for choosing First National Bank of America!

Our Certificates of Deposit offer guaranteed yields, flexibility, and the safety of FDIC insurance. We offer Certificates of Deposit in a broad range of maturities from short term CDs to long term CDs and everything in between, each designed with a particular goal in mind. When you open a Certificate of Deposit, you know exactly what return you will get and when you’ll get it because the high yield rate is locked in and guaranteed from the day you open the account until the day it matures. FDIC insured up to $250,000.

Online Deposit Rates

Time Certificate of Deposit**

CD TermInterest RateAPY*
6 Months3.02%3.05%
12 Months4.96%5.05%
24 Months4.67%4.75%
36 Months4.52%4.60%
48 Months4.43%4.50%
60 Months4.43%4.50%
72 Months4.23%4.30%
84 Months4.14%4.20%
96 Months4.09%4.15%
108 Months3.99%4.05%
120 Months3.94%4.00%

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* Interest rates and Annual Percentage Yields (APY) are accurate as of 05/15/2024 and are subject to change without notice. Fees could reduce earnings on the account. A withdrawal will reduce earnings. 

**$1,000 minimum balance to obtain the APY. The APY on all certificates assumes that principal and interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal.