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For more information visit our  Frequently Asked Questions or contact us by Phone: 517-679-6485 , Toll Free:  833-668-1003  or email: ONLINEACCOUNTS@FNBA.COM

Online Deposit Rates

Time Certificate of Deposit**

CD TermInterest RateAPY*
12 Months0.65%0.65%
24 Months0.80%0.80%
36 Months1.00%1.00%
48 Months1.10%1.10%
60 Months1.24%1.25%
72 Months1.29%1.30%
84 Months1.34%1.35%

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* Interest rates and Annual Percentage Yields (APY) are accurate as of 01/17/2022 and are subject to change without notice. Fees could reduce earnings on the account. A withdrawal will reduce earnings. 

**$1,000 minimum balance to obtain the APY. The APY on all certificates assumes that principal and interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal.