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12 Month Certificate of Deposit (CD)
4.06% APY*

High-Yield Savings

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3.25% APY*

Today’s Rates

Time Certificate of Deposit**

CD Term

Interest Rate

APY*

3 Month4.14%4.20%
6 Month4.10%4.16%
12 Month4.00%4.06%
18 Month3.87%3.93%
24 Month3.87%3.93%
36 Month3.84%3.90%
48 Month3.85%3.91%
60 Month3.90%3.96%
72 Month3.84%3.90%
84 Month3.84%3.90%
96 Month3.84%3.90%
108 Month3.84%3.90%
120 Month3.84%3.90%

High Yield Savings

High Yield Savings

Interest Rate

APY*

$1,000+3.20%3.25%
*Interest rate and Annual Percentage Yields (APY) are accurate as of 09/08/2025 and are subject to change without notice. Fees could reduce earnings on the account. A withdrawal will reduce earnings.

**$1,000 minimum balance to obtain the APY. The same CD rates are also available on Roth and Traditional IRA CD’s for terms from 12 months through 60 months. The APY on all certificates assumes that principal and interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. For deposits over $1 million dollars please call for rates.

First National Bank of America
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