Home Financing with No Credit

Non-QM loans open up the possibility of home ownership for borrowers that haven’t established credit.

Mortgage Loans for Those With No Credit History

Purchasing a home when you haven’t established credit can be challenging.  Traditional mortgages usually require credit scores of at least 620 comprised of 2-3 different credit lines such as credit cards or auto loans.  Alternative mortgage options such as Non-QM can open up the possibility of buying a home without having establish credit first.

 

Alternative Income Options

Use your bank statements or business profit & loss statements for income verification.

Custom Solutions

These loans meet the needs of borrowers with no credit history.

Simplified Process

Our team of experienced mortage professionals will guide you every step of the way for a simple and stress-free process.

Take the Next Step – Get Started Today!

Non-QM Loan Program Highlights

N

No prepayment penalties

N

Finance up to 80% of the property value

N

Loans from $50,000 up to $1,000,000

N

Only 12 months of income history required

N

Available to individuals with no credit history

Explore our No Credit Loan Options Today!

Want to talk to a member of our team?  1-833-394-8404

Welcome to our newly redesigned website – same trusted service, now with a fresh look and easier navigation.

X
First National Bank of America
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.