Mortgage Solutions After a Recent Bankruptcy or Foreclosure Español

Credit Event Mortgage Solutions | Bankruptcy & Foreclosure

You don’t have to wait a couple years to buy a new home!

At First National Bank of America, we know that Life happens! We can help you obtain a mortgage after bankruptcy, foreclosure or any other credit event.  There is a story behind all of us and we understand that our customers are far more than just a credit score. Everyone experiences financial woes for different reasons, aging parents, unexpected medical, growing your family, whatever the reason, it shouldn’t be something that holds you back from starting again. Our experienced team of professionals are dedicated to finding a mortgage solution that fits your situation and helping you get back on track. We care about our customers and treat them as part of the FNBA family!

Tell Us Your Story...

Program Highlights

  • Own a home in as little as 1 month after credit event
  • Minimum Down Payment of 15% is Required
  • Gift Funds Allowed
  • Use Tax Return or Bank Statements to Document Income
  • Most Property Types Accepted
  • Quick Closings
  • Fixed Rate Mortgage with 15, 20, or 30 Year Term
  • Up to 55% Debt Ratio allowed
  • A Minimum Credit Score of 600 is required 
  • Programs available for borrowers that haven’t established credit 

Loan applications will not be taken in IL, NJ or NY at this time.

We Say Yes When Other Banks Say No





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Want to talk to a member of our team? 1-833-394-8404

All communication by any method provided in any language other than English is for courtesy and/or information only. All mortgage documents necessary to effectuate the transaction, required by law, or required by federal regulation, will be provided in English.

Las comunicaciones de todo tipo provistas en idiomas distintos al inglés son solamente para fines de cortesía y/o informativos. Todos los documentos hipotecarios necesarios para efectuar la transacción, requeridos por ley o por reglamentación federal, serán provistos en inglés.