Brian Reeder
Residential Loan Manager NMLS#565644

With over 20 years of experience building teams and coaching them to succeed, I’m excited to utilize my 8 years of expertise in the financial industry to lead our retail mortgage division to open doors to home-ownership to the under-served borrower.  I’m passionate about developing a team of people to guide our clients to accomplish their goals by capitalizing on our niche programs while providing exceptional service. 

Kassandra Bellingar

I have been with FNBA for over two years and during my time here I’ve gained unmeasurable experience and knowledge in mortgages and Non-QM loans.  I graduated from Michigan State with a Bachelor’s of Arts and it gave me a direct understanding of the importance of up-front and honest communication with clients. I pride myself in going above and beyond expectations to give my borrowers the easiest, pain-free mortgage experience that I can. 

Matt Toy

Transparency and timeliness are what set me apart from other loan officers. I take pride in advocating for my clients to get the deal done when nobody else could. The loan products at FNBA allow me to use my creative side to get my clients the home loan they are searching for! Our unique approval process is the key to my success as a loan officer and I will work hard to get your deal closed! If there are factors that prohibit us from closing today, we will come up with a game plan together so that we can get you into a new home!

Stephanie Brown

I am passionate about helping people achieve their goals.  FNBA has programs that have allowed me to help hundreds of self-employed, ITIN and credit event borrowers. With FNBA’s special programs I can be creative in how I originate.  I have a 90% loan approval rating as a result of my efforts.

I pride myself in communicating with honesty, respect and clarity to everyone I serve.  My work ethic and understanding of the process makes for a smooth process and quick closing times. 

I promise to go the extra mile to help you and your family realize your dream of home ownership and accomplish your goal of financing your home.

Eric Andrejack

I have over 8 years of mortgage industry experience involving both the conforming and non-conforming platforms as well as over 6 years of experience in the financial planning sector including business banking, and personal banking. My experience lends to my ability to help my customers navigate through hurdles and allows me to find creative solutions for any lending scenario. I graduated from Grand Valley State University with a bachelor’s degree in Finance. My goal at FNBA is to continue to use my education, knowledge, and experience, not only to help open doors to help achieve homeownership dreams, but also to use the home buying experience as a tool to set my clients and their families up for a better financial future.

John Layman

My specialty is working with borrowers who have the Income Tax Identification Number (ITIN).  To help facilitate the process I work with three bilingual team members who speak Spanish and Portuguese.  I myself am determined to becoming fluent in Spanish and I work on it daily.  I first started in the mortgage industry in 1997 but the last three years of helping people with ITINs has given me the greatest satisfaction of my career.  I truly enjoy helping people fulfill their home ownership dream.

Mi especialidad es atender a clientes con número de identificación tributaria, ITIN.

Para facilitar nuestra comunicación, cuento con el apoyo de tiempo completo de tres colegas. Ellos me apoyan para atender a mis clientes que prefieren llevar a cabo esta comunicación en español y portugués. Por otro lado, yo estoy tomando clases para mejorar mis habilidades lingüísticas en español y tengo como meta seguir aprendiendo a diario.

Empecé a trabajar en la industria hipotecaria en 1997, pero los últimos tres años en que he colaborado para que personas con número ITIN puedan comprar sus casas, ha sido una de las satisfacciones más importantes de mi vida. Esta labor me brinda la motivación y la oportunidad de ayudar a personas que deben superar obstáculos para convertir el sueño de su casa propia en realidad.

Becky Shinevar

I’ve been in the mortgage industry with FNBA for almost 30 years.  I truly enjoy helping people and being able to provide them with mortgage solutions regardless of their situation. The experience that I bring to the table enables me to open doors for my customers when other lenders can’t or won’t. I am passionate about helping people and my role with First National Bank of America provides all the tools I need to find the right solution for you!  

Everett Hurt

I’ve been originating mortgages since 2008 dealing with a broad range of products from FHA, VA, to Conventional and everything in between. I have an extensive knowledge of the industry and I’m also a real estate investor in my local community so I understand the general obstacles of being a business owner as well as the fears of being a first time homebuyer; I’ve been in those shoes personally and I “get it”. My goal is to educate my borrowers and make a huge process feel a lot less stressful from start to finish. At FNBA we have the tools and the talent to get the job done!

Robert Hudson

I have been working in the Mortgage Lending Industry for a long time. My experience has allowed me to understand that the keys to consistently closing loans is open communication and ease of process. I especially enjoy working at FNBA because they are always willing to take any and all steps to ensure every loan submitted gets every opportunity to close. We are often able to close loans in situations where no other lenders are able to do so.

Raul Puente

4T’s Teamwork, Training, Transparency and Timeliness are my daily life principles while educating borrowers, who are trying to achieve their financial goals here in America. I consider myself a passionate believer that dreams come true by working hard, analyzing several scenarios, and being positive on a daily basis.

At First National Bank of America, I found an incredible opportunity to share my 20-year-international professional expertise in both financial and insurance markets all around Latin America’s countries after emigrating from Mexico to the U.S. five years ago.

I proactively work with my borrowers by understanding their particular needs to come up with the best achievable mortgage solution scenario available here at FNBA for them. With a bilingual English-Spanish background, I would be proudly accomplishing my daily priority on helping you to attain the house of your dreams!

Bart Lower
NMLS # 2065897

Helping customers obtain the financing they did not think they would be able to get is the reason I come to work. For over 60 years, our team has specialized in helping customers obtain mortgages that typical lenders have difficulty funding. Through our in-house, manual underwriting process, we are able to see a more detailed financial picture and as a result, are able to approve loans that most lenders can't. Entrepreneurs, ITIN customers, clients with credit challenges and loans for unique properties are our specialty.

As a licensed Michigan builder and real estate broker, I have over 15 years of experience within the industry and truly enjoy helping our customers navigate the process and obtain the financing they need.
Contact me today for more information.

Tina Wendlandt
NMLS # 436364

I have been in the mortgage industry for over 20 years, gaining the knowledge and expertise to help put you at ease throughout the mortgage process.  My Diverse experience in the mortgage industry allows me to better assist you and ensure a smooth process from origination to closing.

FNBA has loan products that allow me to utilize my knowledge and expertise to help self-employed, ITIN, SSN, and recent credit event borrowers obtain the financing they need to purchase a new home. Our in-house, manual underwriting process allows me to find and close the perfect mortgage solution for you!

I pride myself in going the extra mile to help my clients secure the financing they need to get the home they want!