Deposit Rates East Lansing / National

Time Certificate of Deposit**

CD Term                                                                        Interest RateAPY*
1-5 Months.750%.750%
3 Month Special.750%.750%
6-11 Months.800%.800%
12-23 Months1.290%1.300%
24-35 Months1.640%1.650%
36 Months Flex1.735%1.750%
36-47 Months1.840%1.850%
48 Months Flex2.030%2.050%
48-59 Months2.130%2.150%
60 Months Flex2.180%2.200%
60 Months2.275%2.300%
84 Months2.275%2.300%

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Money Market Checking

HomeTowne Money Market Checking TermInterest RateAPY*
Less than $1,000.100%.100%
$1,000 to $2,499.150%.150%
$2,500 to $4,999.250%.250%
$5,000 to $19,999.250%.250%
$20,000 to $49,999.600%.600%
$50,000 to $99,999.600%.600%
$100,000 to $249,000.600%.600%
Over $250,000.600%.600%


Statement Savings                                               Interest RateAPY*
Statement Savings.250%.250%

* Interest rates and Annual Percentage Yields (APY) are accurate as of 09/20/2017 and are subject to change without notice. Fees could reduce earnings on the account. The APY on all certificates assumes that principal and interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal.

**$1,000 Minimum balance to open an account. The same CD rates are also available on Roth and Traditional IRA CD’s for terms from 12 months through 60 months, excluding the Flex CD’s. For deposits over $1 million dollars please call for rates.

HomeTowne Money Market Checking: $1,000 minimum balance to open an account. The interest rate may vary after the account is opened.

Statement Savings: Minimum opening deposit of $100. The interest rate may vary after the account is opened.