Mortgage after Bankruptcy or Foreclosure

Buying a home after a bankruptcy, foreclosure or other credit event is possible!

Start the home buying process in as little as 1 day after bankruptcy. At First National Bank of America, we make the mortgage process simple and our expert team, will help you through the home buying process from beginning to end! know that Life happens!

You don’t have to wait a couple years to buy a new home!

Get Started Today!

Program Highlights

  • Own a home in as little as 1 month after credit event
  • Minimum Down Payment of 20% is Required
  • Gift Funds Allowed
  • Use Tax Return or Bank Statements to Document Income
  • Most Property Types Accepted
  • Quick Closings
  • Fixed Rate Mortgage with 15, 20, or 30 Year Term
  • Up to 55% Debt Ratio allowed
  • A Minimum Credit Score of 600 is required 
  • Programs available for borrowers that haven’t established credit 

We Say Yes When Other Banks Say No

Purchase, Refinance or Consolidate Debt


View Frequently Asked Questions

Want to talk to a member of our team? 1-833-394-8404

All communication by any method provided in any language other than English is for courtesy and/or information only. All mortgage documents necessary to effectuate the transaction, required by law, or required by federal regulation, will be provided in English.

Las comunicaciones de todo tipo provistas en idiomas distintos al inglés son solamente para fines de cortesía y/o informativos. Todos los documentos hipotecarios necesarios para efectuar la transacción, requeridos por ley o por reglamentación federal, serán provistos en inglés.