Analyzing your financial picture
Whether you are getting ready to apply for a mortgage, already have a mortgage or are wondering what your budget looks like, analyzing your personal financial situation can be beneficial. Here are some questions you can ask yourself to get a better understanding of...
Mortgage options when self-employed
Getting a mortgage when you are self-employed can present some challenges but it’s not impossible! A big piece of getting a mortgage approval will depend upon your income. As a self-employed borrower, proving a steady flow of income or showing enough income, isn’t...
Can I get a mortgage with less than 2 years of employment history?
Yes. Getting a mortgage with less than two years of work history is possible through a non-traditional mortgage program called Non-Qualified mortgages or Non-QM. These loan programs have flexible requirements and provide an alternative mortgage solution. Most...
Questions to ask your realtor
Asking your realtor questions is very important. Some questions can be difficult to ask and can expose vulnerabilities or make you feel like you are undermining a person’s expertise. A good realtor will welcome your questions, ease your mind and remind you that you...