Home Financing with Thin Credit

Non-QM loans provide the flexibility needed for those with a limited credit history.

Mortgage Loans for people lacking credit history

If you are just starting out on a financial journey and only have 1 or 2 lines of credit opened, you
may have been told that you have a thin/limited credit profile. This can make it challenging to obtain a mortgage, but it’s not impossible. Non-QM loans can make buying a home a reality without having to wait until you’ve established a larger credit profile.

 

Flexible Credit Requirements

Non-QM loans provide the flexibility needed to overcome the challenges of having a thin credit profile vs the often rigid credit requirements associated with traditional mortgage financing.

Income Documentation Options

Non-QM loans provide the flexibility needed to overcome the challenges of having a thin credit profile vs the often rigid credit requirements associated with traditional mortgage financing.

Simplified Process

Non-QM loans aren’t complicated. Our team of experienced mortgage professionals will guide you every step of the way to make it as stress-free as possible.

Start your home buying journey Today!

Non-QM Loan Program Highlights

N

No prepayment penalties

N

Finance up to 80% of the property value

N

Loans from $50,000 up to $1,000,000

N

Only 12 months of income history required

Explore our Non-QM  Loan Options Today!

Want to talk to a member of our team?  1-833-394-8404

Welcome to our newly redesigned website – same trusted service, now with a fresh look and easier navigation.

X
First National Bank of America
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.