High-Yield Savings

Let your money work for you!Open online in less than 5 minutes.

3.25% APY*

Maximize Your Savings with FNBA’s High-Yield Savings Account

Earn More on Your Deposits with Competitive Interest Rates

Looking for a better way to grow your money? With a High-Yield Savings (HYS) account, you can take advantage of interest rates that are higher than those of a traditional savings account while keeping your money accessible. This account offers the perfect combination of safety, flexibility and better returns. Enjoy peace of mind knowing your money is secure and growing with a competitive annual percentage yield (APY) backed by a trusted financial institution.

 

Grow Your Savings

FDIC Insured

Competitive APYs*

Open your High-Yield Savings Account Online Today!

High-Yield Savings vs. Money Market

While both types of accounts tend to offer higher interest rates than those found in more traditional checking or savings accounts, there are some important differences you should be aware of when considering what type of account is best for you.

High-Yield Savings Account Highlights

Typically earns a higher interest rate
Often requires a smaller minimum balance
Great for using as your Emergency Fund
Limited access to funds
No debit card link to the account

Money Market Account Highlights

Check writing ability
Debit Card linked directly to your account
Easier Access to your cash
Typically has a lower interest rate
Often requires a larger minimum balance

Why Choose FNBA’s High-Yield Savings Account?

Whether you are building an emergency fund, saving for a major purchase, planning for retirement, FNBA’s High-Yield Savings account provides the flexibility and growth potential to help you save smarter.

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Attractive Annual Percentage Yields (APYs)

Benefit from interest rates that typically exceed those of a standard savings account

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Low Minimum Opening Balance

Start saving with as little as $1,000

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No Monthly Maintenance Fees

Maintain a daily balance of $1,000 or more to avoid monthly fees, maximizing your savings potential

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FDIC Insured

Your deposits are protected for up to $250,000 per account holder, offering peace of mind

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Easy Online Account Management

Access and manage your account through our user-friendly online banking platform and mobile app

Open an Account Today!

View our Frequently Asked Questions for more information or reach out to one of our account experts at 833-668-1003.

*Interest rate and Annual Percentage Yields (APY) are accurate as of 06/26/2025 and are subject to change without notice. Fees could reduce earnings on the account. A withdrawal will reduce earnings.

If balance falls below the minimum, the account will be assessed a fee based on the First National Bank of America fee schedule.

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