Refinancing with Non-QM
Discover flexible refinancing options with Non-QM loans tailored to fit your needs.
Non-QM Refinancing: A Brief Overview
Non-QM refinancing offers an alternative financing option for homeowners who do not meet the strict criteria for a traditional refinance. Unlike standard refinancing, which requires specific financial criteria, Non-QM caters to borrowers with non-traditional income sources, credit challenges or unique properties.
Key Differences from Traditional Refinancing
Flexible Income Verification
Higher Debt-to-Income Ratios
Non-QM provides more leniency with DTI allowing total debts to equal up to 55% of your income vs. the 43% allowed by traditional lenders.
Accommodates Unique Properties
Refinancing with Non-QM offers tailored solutions not typically available with traditional financing when it comes to unconventional properties including non-warrantable condos, mobile homes on land, vacant land, barndos and more.
Take the next step toward refinancing today!
Licensed in all 50 states, our home refinance solutions make getting approved easy.
Benefits of Refinancing
Tap into your home's equity
Lower your monthly mortgage payment
Extend or shorten your loan term
Using a customized approach and guidelines that make sense, we are able to get people approved when other lenders can’t or won’t. If you are looking to make home improvements, payoff debt, purchase another home or something else, a Non-QM refinance could be the solution your are looking for.
