Grow your savings with a Certificate of Deposit (CD)

Certificates of Deposit (CDs) can be a great addition to your savings strategy. CDs typically pay a higher interest rate than your traditional savings accounts, offer a fixed rate of return and the security of FDIC insurance. 

For more information visit our  Frequently Asked Questions or contact us by Phone: 517-679-6485 , Toll Free:  833-668-1003  or email: [email protected]

Today’s CD Rates

Time Certificate of Deposit**

CD TermInterest RateAPY*
6 Month3.02%3.05%
12 Month4.96%5.05%
24 Month4.67%4.75%
36 Month4.52%4.60%
48 Month4.43%4.50%
60 Month4.43%4.50%
72 Month4.23%4.30%
84 Month4.14%4.20%
96 Month4.09%4.15%
108 Month3.99%4.05%
120 Month3.94%4.00%

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* Interest rates and Annual Percentage Yields (APY) are accurate as of 05/15/2024 and are subject to change without notice. Fees could reduce earnings on the account. A withdrawal will reduce earnings. 

**$1,000 minimum balance to obtain the APY. The APY on all certificates assumes that principal and interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal.