Grow your savings with a Certificate of Deposit (CD)

Certificates of Deposit (CDs) can be a great addition to your savings strategy. CDs typically pay a higher interest rate than your traditional savings accounts, offer a fixed rate of return and the security of FDIC insurance. 

For more information visit our  Frequently Asked Questions or contact us by Phone: 517-679-6485 , Toll Free:  833-668-1003  or email: [email protected]

Today’s CD Rates

Time Certificate of Deposit**

CD TermInterest RateAPY*
12 Months5.05%5.15%
24 Months4.72%4.80%
36 Months4.57%4.65%
48 Months4.47%4.55%
60 Months4.47%4.55%
72 Months4.28%4.35%
84 Months4.23%4.30%

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* Interest rates and Annual Percentage Yields (APY) are accurate as of 01/18/2024 and are subject to change without notice. Fees could reduce earnings on the account. A withdrawal will reduce earnings. 

**$1,000 minimum balance to obtain the APY. The APY on all certificates assumes that principal and interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal.