Our History

We opened for business in 1955 as First National Bank of East Lansing, focusing on the financial needs of the local Michigan community. In 1974, we created a subsidiary company, First National Acceptance Company (FNAC), and began our journey into the note buying industry. We changed our name to First National Bank of Michigan in 1978, before making the final change to First National Bank of America (FNBA) in 1998. In an effort to bring value to even more customers, in 2011 we opened our branches in Traverse City and Grand Rapids. As a multi-faceted bank, we continue to expand our Commercial and Residential Lending divisions, Certificate of Deposit holdings and traditional banking products to better meet the needs of our current and future customers.

FNBA Today

First National Bank of America is still a private, family owned company. We’re unusual in the way that we do business, meaning that no one else in the industry does what we do.  We offer our customers exceptional rates on deposit accounts, we purchase notes and we lend in the Non-QM mortgage space. We take pride in all facets of our business and believe that little things add up to big differences. At First National Bank of America, we strive to provide exceptional service to all customers. 

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