Education Center

All About Credit

All About Credit

What is a credit score?

What is a credit score?

Credit scores provide lenders with insight about your spending habits, your discipline to pay debt and your capability to take...

How to establish credit?

How to establish credit?

To have a credit score, you need at least one account opened where the creditor reports your activity to at...

Models for credit scoring

Models for credit scoring

There are three major credit bureaus: Experian, Equifax and Transunion. Each credit bureau administers its own credit report and score....

How do you improve your credit score?

How do you improve your credit score?

Many individuals hit a bump in the road with finances at some point in life. Others are limited to very...

Everything Mortgage

Everything Mortgage

9 Ways to Save For a Down Payment

If buying a new home is something you are considering, saving for the down payment is one of the items...

Non-QM Loans: An Alternative Mortgage Guide

Explore what a Non-QM loan is, learn what's required and who can benefit from this non-traditional home loan option.

Are you ready to buy a house? Here’s how to know.

Are you ready to buy a house? Here’s how to know.

    Buying a house is one of the bigger investments we make in life. It’s a decision that requires...

How do you know if refinancing your home is right for you?

How do you know if refinancing your home is right for you?

  As a homeowner, you may be wondering if you should refinance your home. There’s not a standard answer to...

Money Tips

Money Tips

9 Ways to Save For a Down Payment

If buying a new home is something you are considering, saving for the down payment is one of the items...

Why is it important to have an emergency savings fund?

Why is it important to have an emergency savings fund?

Owning a home comes with a variety of expenses outside of your mortgage payment, homeowners insurance (HOI) and property taxes...

A savings account for college: The 529 Plan

A savings account for college: The 529 Plan

Have you heard about a 529 plan? It is a type of education savings plan that you can use to...

Safely use cash to pay bills

Safely use cash to pay bills

Today there are many options available when it comes to paying bills. Most companies will accept electronic payments using your...

ITIN and SSN Exploration

ITIN and SSN Exploration

How do I qualify and obtain an ITIN number?

How do I qualify and obtain an ITIN number?

Not everyone has a Social Security card. That’s where an ITIN (Individual Tax Identification Number) comes into play. An ITIN...

How to transition from an ITIN to a Social Security Number

How to transition from an ITIN to a Social Security Number

If you had an ITIN number and your status changed from non-resident to resident alien, you are eligible to apply...

The materials included in this blog are intended for general information only and is not intended to be complete or all-inclusive regarding the matters discussed herein. Nothing contained in any of the blog articles is intended, or should be relied upon, as legal, accounting, compliance or other professional advice. Although FNBA believes the information set forth in these publications is generally accurate, FNBA does not warrant the accuracy, reliability or completeness of any information contained in these publications. The information in these publications are culled from a variety of business and mortgage industry resources. Attribution is given where deemed necessary.