Savings Accounts

Savings Accounts that meet all of your Personal Banking Savings needs.

Statement Savings

Statement Savings Offers a Simple Way to Build Your Savings.

  • $100 to open / $199 average balance to avoid charges*
  • Earns a Very Competitive Interest Rate
  • Itemized Monthly Statements
  • Interest Paid and Compounded Monthly
  • Transaction Limits Apply

Health Savings Account

Perfect for Those With a High Deductible Health Insurance Policy!

  • Earns a Competitive Rate of Interest
  • Requires Only $50 Minimum Balance to Open Account and Avoid Service Fees*
  • Free Online and Mobile Access
  • Free HSA Debit Card
  • Free eStatements (Individuals Who Opt to Receive a Paper Statement Will be Charged a $2.00 Monthly Fee)

For more information on our Health Savings Account click here.

High Yield Savings

A Savings Account that meets all of your savings needs.

  • Minimum Amount to Open a High Yield Savings is $1,000
  • Interest Paid Monthly
  • Electronic Statements Available
  • If yow would like to open an account on behalf of another individual, you must do so in person

*If balance falls below the minimum, the account will be assessed a fee based on the First National Bank of America fee schedule

**First National Bank of America will match or beat any money market savings rate from an FDIC insured bank in East Lansing, Grand Rapids, or Traverse City, Michigan based upon where you reside. “Match or Beat” rates will be determined monthly and changed accordingly – rate specials lasting 6 months or less and rates with additional deposit or loan requirements are excluded. Not available for businesses.