Ready Asset Loan Program

Perfect for clients that have assets they own but do not necessarily want to use to purchase a home. No income needed to qualify for this program. We will validate that the borrowers have enough assets to cover their debts through a 3rd party. LTV up to 80%. Non-retirement funds only.


Ready Assets Loan Program Highlights

  • No Seasoning on Bankruptcy or Foreclosure
  • ITIN and Self Employed Borrowers are Allowed
  • No Minimum Loan Amount
  • Most Property Types Accepted
  • Gift Funds Allowed
  • LTV up to 85%
  • DTI up to 55%
  • Competitive Pricing
  • Fast Turn Times