Previous Credit Event

Terrific solution for a borrower who needs a mortgage after bankruptcy, foreclosure or short sale. No seasoning is required on the credit event and gift funds are accepted.


Program Highlights

  • No Seasoning on Bankruptcies, Foreclosures or Short Sales
  • 12 Months Income Documentation
  • Alternative Income Documentation Options
  • ITIN and Self Employed Borrowers are Allowed
  • Minimum Loan Amount of $50,000
  • Most Property Types Accepted
  • Gift Funds Allowed
  • LTV up to 80%
  • DTI up to 55%
  • Competitive Pricing
  • Fast Turn Times

Want to talk to a member of our team? Call 1-800-636-3429