ATR Express – Income Documentation Options

First National Bank of America is committed to making Non-QM loans easier for our partners and their clients by reducing documentation, providing quicker qualifications and faster closings.

Profit & Loss Only

Designed as an income documentation alternative to bank statements allowing Self Employed borrowers to utilize their Profit & Loss statement.

Profit & Loss

Bank Statement

Designed to offer an income documentation option for self-employed or 1099 borrowers utilizing Personal or Business Bank Statements. Traditional statement review or our Expense Ratio method available.

Bank Statement

Asset Depletion

Designed for borrowers that need to supplement their income with seasoned assets in order to make their income adequate to qualify for a mortgage.

Asset Depletion

Ready Asset

Designed for the high net worth borrower that wants to use assets to qualify for a mortgage rather than income.

Ready Asset

Full Doc

Designed to qualify any borrower using standard documentation methods.

Full Doc

 

Want to talk to a member of our team? Call 1-800-400-5451