Alt-A Premier

A great solution for the Agency Fallout borrower – Non-QM, Self-Employed or ITIN.


Program Highlights

  • LTV up to 85%
  • DTI up to 55%
  • 12 Month Income Documentation (Business or Personal)
  • Agency Fallout – Full and Alternative Doc
  • Non-QM, Self-Employed and ITIN
  • Rates starting in the 5’s
  • SFOO/ 2nd Home/ Condo (No High Rises)
  • Ready Asset (NIVA) Allowed
  • Cash out available up to 75% LTV
  • Gift Funds allowed up to 80% LTV 
  • Other Program Requirements Apply

85% LTV is not available in CA, CT or NV. FNBA will not accept applications or originate in IL, NJ, or NY.

A Sample of Recent Closings

$475,300 – ITIN Borrower, Bank Statement Program, Washington

$440,000 – Self-Employed, Bank Statement Program, Texas

$370,000 – Self-Employed, Bank Statement Program, 2nd home w/100 acres, Colorado

$345,000 – ITIN Borrower, Bank Statement Program, Massachusetts

$344,000 – ITIN Borrower, Bank Statement Program, Alt-A Pricing, Maryland

Want to talk to a member of our team? Call 1-800-400-5451