• Performing
• Overall good pay history (no recent 30 day late payments)
• Max LTV of 105% (Will consider higher than 105% with excellent credit and pay history, contact us about this special High LTV program!)
• Max LTV of 80% on Investment properties, Unique properties such as Condominiums, and Mobile Homes
• Minimum loan size is typically $10k. Max loan size is typically $300k/$400k range, but will look up to the $800k range if the loan has other strong characteristics
• Prefer no Interest Only loans, or loans that have been modified
• Prefer the Amortization to be 360 months or less
• Prefer a few years seasoning
• Prefer credit scores of 620 or above, but will look at lower scores if there is a loan characteristic that offsets the score.
• Prefer servicing released
