First National Bank of America offers a deposit account to meet your needs. To obtain more information, or open an account, just stop by one of our locations or call 800-968-3626.

Personal Checking |   Simple Checking |   HomeTowne Checking

These are our most popular accounts.

HomeTowne Checking - Click Here for more Information
-$1,000 to open/ $1,000 minimum balance*
-Unlimited Check Writing – No Per Check Charge
-Free ATM/Debit Card
-Check Safekeeping
-Best money market rate in town – Guaranteed**
*First National will match or beat any money savings rate paid by an FDIC insured bank in your market area, be it East Lansing, Grand Rapids, or Traverse City, Michigan. “Match or beat” rates will be determined each month and changed accordingly. Not available for businesses or public units.  Rate specials lasting 6 months or less are excluded. Future rates on this account are subject to change. The guarantee is subject to annual renewal.
-The rates are so good you may not need a savings account!

Personal Checking
-$100 to open
-$100 minimum balance or $350 average daily balance for the statement cycle*
-Free ATM/Debit Card
-Check Safekeeping

Simple Checking
-$100 to open
-$500 minimum balance or $750 average daily balance for the statement cycle*
-Free ATM/Debit Card
-Check Safekeeping
-Interest Bearing Account

*If balance falls below the minimum, the account will be assessed a fee based on the First National fee schedule