Checking Accounts

First National Bank of America offers a deposit account to meet your needs. To obtain more information, or open an account, just stop by or call one of our branches.

These are our most popular accounts.

HomeTowne Checking - Click Here for more Information
-$1,000 to open/ $1,000 minimum balance*
-Unlimited Check Writing – No Per Check Charge
-Free ATM/Debit Card
-Best money market rate in town – Guaranteed**

**First National will match or beat any money market savings rate from an FDIC insured bank in East Lansing, Grand Rapids, or Traverse City, Michigan based upon where you reside. “Match or Beat” rates will be determined monthly and changed accordingly – rate specials lasting 6 months or less and rates with additional deposit or loan requirements are excluded. Not available for businesses.

-The rates are so good you may not need a savings account!

Personal Checking
-$100 to open
-$100 minimum balance or $350 average daily balance for the statement cycle*
-Free ATM/Debit Card

Simple Checking
-$100 to open
-$500 minimum balance or $750 average daily balance for the statement cycle*
-Free ATM/Debit Card
-Interest Bearing Account

*If balance falls below the minimum, the account will be assessed a fee based on the First National fee schedule