CDARS

A NEW WAY TO GET $50 MILLION IN FDIC INSURANCE ON YOUR DEPOSITS

Why CDARS?
It’s one-stop shopping. With help from CDARS, you can access:
•Safety – Your money can receive up to $50 million in FDIC insurance coverage.
•Convenience – You work directly with us. You no longer need to run around opening multiple accounts at multiple banks. You earn one interest rate and receive one regular statement. You receive one year-end tax form.

How does CDARS work?
We are members of a special network. When you place a large amount with us, we place your funds into certificates of deposit issued by other banks in the network – in increments that are less than the FDIC deposit insurance limit – so that both your principal and interest are eligible for complete FDIC protection.

What else should I know?
Of course, your confidential account information remains protected.

Ask us about how CDARS can work for you the next time you visit our branch, or call us at
517-351-2660 for more information.

Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement by First National Bank of America. The agreement contains important information and conditions regarding the placement of funds by us. Please read the agreement carefully before signing it. CDARS is a registered service mark of Promontory Interfinancial Network, LLC.

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