Personal Savings

First National Bank of America offers a deposit account to meet your needs. To obtain more information, or open an account, just stop by our East Lansing office or call 800-968-3626 or (517) 351-2660.

These are our most popular savings accounts.

Statement Savings
-$100 to open/ $199 average balance to avoid charges*
-Earns a Very Competitive Interest Rate
-24-hour ATM access
-Itemized Monthly Statements
-Interest Paid and Compounded Monthly
-Transaction Limits Apply

Money Market Savings
-$100 to open/ -$1,000 minimum balance or $2,500 average
-Monthly Itemized Statement of Transactions
-24-hour ATM Access
-Transaction Limits Apply
-Service Charges*

HomeTowne Checking
This is not a savings account, but you may not need one with this account!!
-$5,000 to open/ $5,000 minimum balance
-Unlimited Check Writing - No Per Check Charge
-Free ATM/Debit Card
-Check Safekeeping
-Best money market rate in town – Guaranteed**
**First National will match or beat any money savings rate paid by an FDIC insured bank in East Lansing, Michigan. “Match or beat” rates will be determined each month and changed accordingly. Rate specials lasting 6 months or less are excluded. Future rates on this account are subject to change. The guarantee is subject to annual renewal.
-The rates are so good you may not need a savings account!

Click Here for Deposit Rates

-Service Charges*
*If balance falls below the minimum, the account will be assessed a fee based on the First National fee schedule