First National Bank of America Morgage Brokers

First National Bank of America has been a full service mortgage lender for over 50 years specializing in non-conforming mortgages.

To see a list of unique property types we lend on, Click Here

* Single/Double wide mobiles on land (no age requirement)
* Vacant Land (unlimited acreage)
* 1-4 Family (unlimited acreage)
* Mixed-use property
* Chapter 13 payoffs
* Self-Employed stated income
* Damaged credit
* Short time on job
* Blanket mortgages
* Unusually zoned property
* Unusual properties (log, berm homes etc.)

To see a map of the states we service Click Here

All approved loans are processed, underwritten, and serviced in our East Lansing, Michigan office. This allows us to process and service your loan submission faster and more efficiently. We do not sell our mortgages on the secondary market resulting in more flexible and creative financing.
If you have heard NO from other lenders... give us a chance to say YES!!!

Submit Online Request Form

Here is a list of our Residential loan officers and the areas they service:

Noelle Stephens – Broker representative for West Michigan
1-800-968-3626 ext. 8447
nstephens@FNBA.com
Noelle's Mortgage Submission Form

Jon Hinsman – Broker representative for East Michigan, MN, WI, KY, and TN
1-800-968-3626 ext. 7357
jhinsman@FNBA.com
Jon's Mortgage Submission Form

Kelly Czubak – Broker representative for Mid-Michigan, IN, FL, Ky, and TN
1-800-968-3626 ext. 8411
kczubak@FNBA.com
Kelly's Mortgage Submission Form

Commercial Loans - 1-877-681-3629
Quick Links

BROKER APPLICATION PACKAGE - CLICK HERE

RESIDENTIAL LOAN GUIDELINES - CLICK HERE

CLOSING COST - CLICK HERE

RATE CALCULATOR - CLICK HERE

MORTGAGE BROKERS