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Lending Services

First National Bank of America has been a full service lender for more than 50 years specializing in non-conforming mortgages. All approved loans are processed, underwritten, and serviced in our East Lansing, Michigan office. This allows us to process and service your loan faster and more efficiently. We do not sell our mortgages on the secondary market resulting in more flexible and creative financing. If you would like to submit an Online Request Form, click on the link below. We will respond to your request within two business days.


Submit Online Request Form

Residential Lending

First National is your source for residential lending on unique properties. From mobile homes to vacant land, we specialize in unconventional loans. We work with all different types of borrowers including those with damaged credit. Contact a loan representative at (800) 289-3320.

Commercial Lending

First National specializes in providing small business loans up to $500,000 on unique commercial properties. We offer lending programs for businesses with damaged credit that other banks won’t consider. Contact a loan representative at (877) 681-3629.



Commercial Loan Application


If you are a Residential or Commercial broker click HERE

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