Certificate of Deposit

Our Certificates of Deposit offer guaranteed yields, flexibility, and the safety of FDIC insurance. That's because you lock in a high yield that's guaranteed from the day you open the account until the day it matures. You know exactly what return you'll get and when you'll get it. FDIC insured up to $250,000.

We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $1,000, you can open your own CD.

FLEX CDs. Click HERE to find out more about our newest CD

Short-Term CDs. Short term savings certificates, usually up to 3 months, offer you the fastest, readiest access to your money.

Medium-Term CDs. Our 6 to 18 month medium-term CDs offer you higher yields than shorter term CDs.

Long-Term CDs. If you have a long-term outlook, our CDs with maturities of 2 years or more reward you with the highest yields we have to offer.

CDARS. Click HEREto find out about a new way to get up to $50 million in FDIC insurance on your deposits

Are you having trouble deciding which CD is right for you? Take our One-Minute Certificate of Deposit Test.

Then click here for rates or call one of our Personal Bankers at 517-351-2660 during regular business hours of 8:30AM to 4:30PM Eastern Time, Monday through Friday or until 6:00pm on Thursdays.